Child's Education Fund Planner

Required Monthly SIP

₹10,103/mo

For Engineering (Private) starting in 16 years

With 10% Step-Up

₹5,626/mo

Future Fee (10% inf)

55.14 L

Select Course

Child's Current Age

yrs

Investment horizon: 16 years (until age 18)

Expected Return12%

1%20%

Annual Step-Up10%

0%25%

Existing Savings for Education

₹

⚡ Cost of Waiting

Every month you delay costs your child ₹61,935 in final corpus.

This is the compounding opportunity cost of a single month's delay.

📌 Education inflation in India is 10–11% (EY-CII Report 2023). This calculator uses course-specific rates, not the generic 6%. MBBS private college uses 12% — healthcare inflation (IRDAI 2024).