Financial Health Score
Monthly Take-Home Income
₹
Monthly Savings (all forms)
₹
Monthly Debt Payments (EMI)
₹
Employment Type
Age
yrs
Net Worth (₹)
₹
Insurance & Hygiene
Have Term Insurance?
Term Cover Adequate?
Have Health Insurance?
Have a Will?
Nominations Updated?
File Taxes Regularly?
Your Score
50
C
Savings Rate: 20% | FOIR: 13%
Score Breakdown
Savings Rate
13/20
Emergency Fund
8/20
Debt-to-Income
20/20
Net Worth vs Peer
6/20
Insurance Adequacy
0/15
Financial Hygiene
3/5
🎯 Priority Action
Your weakest area is Insurance Adequacy (0/15 pts). Improving this will have the single biggest impact on your score.