Financial Audit
Where do I stand financially for my age in India?
5-dimension Red / Yellow / Green verdicts. India-specific peer benchmarks, not American studies.
Your Age
Annual Income (₹)
Current Net Worth
Total assets minus all liabilities
Monthly SIP Amount
Employment Type
honestsip.in
Financial Twin
20%
on-track score
Needs Attention 🔴
Net Worth vs Peer
Savings Rate
Emergency Fund
Debt Load
SIP Adequacy
Age 30 milestone: 1.5× annual income | Your multiple: 0.6×
Benchmarks: Fidelity milestones adapted for India (WID India 2024, RBI FSR). honestsip.in
Age Milestones
Age 25
0.5× annual income saved
Age 30 ← You
1.5× annual income saved
Age 35
3× annual income saved
Age 40
5× annual income saved
Age 45
7× annual income saved
Age 50
10× annual income saved
Age 55
14× annual income saved
Age 60
18× — Retirement Target
Adapted from Fidelity milestones, calibrated for Indian income levels and savings rates.