Retirement Planner
Current Age
yrs
Retirement Age
yrs
Monthly Income Needed (Today's Value)
₹
What you'd need to live comfortably today (inflation-adjusted at retirement)
Return & Inflation Assumptions
Existing Resources
Existing Retirement Savings
₹
PF, PPF, mutual funds already earmarked for retirement
Monthly EPF Contribution
₹
80EE - EPFO at 8.25% return assumption
Required Monthly SIP
₹14,672/mo
With 10% step-up over 32 years of accumulation
Corpus Needed at 60
15.42 Cr
Monthly Income at Retirement
6.45 L
Inflation-adjusted
EPF at Retirement
0
Withdrawal Years
25 yrs
Retirement Phases
Accumulation Phase
Age 28 → 60
32 years
Withdrawal Phase
Age 60 → 85
25 years
