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Retirement Planner

Current Age

yrs

Retirement Age

yrs
Life Expectancy85 yrs
61 yrs100 yrs

Monthly Income Needed (Today's Value)

What you'd need to live comfortably today (inflation-adjusted at retirement)

Return & Inflation Assumptions

Accumulation Phase Return12%
1%20%
Withdrawal Phase Return7%
1%15%
Pre-Retirement Inflation6%
1%15%
Post-Retirement Inflation5%
1%12%
Annual Step-Up10%
0%20%

Existing Resources

Existing Retirement Savings

PF, PPF, mutual funds already earmarked for retirement

Monthly EPF Contribution

80EE - EPFO at 8.25% return assumption

Required Monthly SIP

₹14,672/mo

With 10% step-up over 32 years of accumulation

Corpus Needed at 60

15.42 Cr

Monthly Income at Retirement

6.45 L

Inflation-adjusted

EPF at Retirement

0

Withdrawal Years

25 yrs

Retirement Phases

Accumulation Phase

Age 2860

32 years

Withdrawal Phase

Age 6085

25 years