Reverse SIP Calculator

Target Goal Amount (₹)

₹

Your desired corpus at the end of investment

Investment Horizon10 yrs

1 yrs40 yrs

Expected Returns12%

1%30%

Annual Step-Up (for step-up SIP)10%

0%30%

Inflation Rate6%

1%15%

Inflate Goal Too?

Adjusts target for inflation

HonestSIP Configuration

Taxation Regime

Asset Class

Exit Load1%

0%5%

Starting Lump Sum (Optional)

₹

Required Monthly Commitment

₹43,411/mo

To reach 89.54 L corpus in 10 years with 12% return

With 10% Step-Up

₹29,752/mo

Start lower, grow with income

Total to be Invested

52.09 L

Inflation-Adj Goal (6%)

89.54 L

Wealth Multiple

1.87×

⚠️

Cost of Waiting

Delaying your start by just 1 month increases your monthly requirement by +₹610 to reach the same goal.