SIP Calculator

Monthly SIP Amount

₹

Investment Duration10 yrs

1 yrs40 yrs

Expected Annual Return13%

1%40%

Annual Step-Up0%

0%30%

HonestSIP Configuration

Starting Lump Sum (Optional)

₹

One-time investment deployed on day 1

Inflation Rate6%

1%15%

Asset Class

Fund Type

Maturity Value

₹11.82 L

Nominal value after 10 years at 13% annual return

Total Invested

6.00 L

Total Gains

5.82 L

Real Value (6% inf)

6.60 L

⚡ Cost of Waiting

Every month you delay costs you ₹16,973 in final corpus.

This is the compounding opportunity cost of a single month's delay.

Year-by-Year Growth

🌍 What This Corpus Buys